Privacy Policy

Last Updated: April 1, 2026 | Effective: April 1, 2026

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.

  • Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement) refers to InsuraHelp, P.O. Box 145, West Seneca, NY 14224.

  • Cookies are small files placed on Your computer, mobile device, or any other device by a website, containing details of Your browsing activity and preferences.

  • Country refers to: New York, United States.

  • Device means any device that can access the Service, such as a computer, a cellphone, or a digital tablet.

  • Personal Data is any information that relates to an identified or identifiable individual.

  • Service refers to the Website.

  • Service Provider means any natural or legal person who processes data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.

  • Third-Party Social Media Service refers to any website or social network through which a User can log in or create an account to use the Service.

  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • Website refers to InsuraHelp, Insurance Advisors, accessible from insurahelp.com.

  • You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information that can be used to contact or identify You. This may include, but is not limited to:

  • Email address

  • First name and last name

  • Phone number

  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. It may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, time spent on those pages, unique device identifiers, and other diagnostic data.

When You access the Service through a mobile device, We may collect certain information automatically, including the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or access it through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies — including beacons, tags, and scripts — to track activity on Our Service, store certain information, and improve and analyze Our Service. The technologies We use may include:

  • Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.

  • Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company to count users who have visited those pages or opened an email, and for other related website statistics.

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

We use both Session and Persistent Cookies for the purposes set out below:

  • Necessary / Essential Cookies — Type: Session Cookies. Administered by: Us. Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services You have requested cannot be provided.

  • Cookie Policy / Notice Acceptance Cookies — Type: Persistent Cookies. Administered by: Us. Purpose: These Cookies identify whether users have accepted the use of cookies on the Website.

  • Functionality Cookies — Type: Persistent Cookies. Administered by: Us. Purpose: These Cookies allow us to remember choices You make when You use the Website, such as login details or language preference, to provide a more personalized experience.

  • Analytics Cookies — Type: Persistent Cookies. Administered by: Us. Purpose: These Cookies help us understand how visitors interact with the Service — such as pages visited, time on site, and referral sources — so We can improve content and performance. You may opt out via our cookie preference settings.

For more information about the cookies We use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including to monitor the usage of our Service.

  • To manage Your Account, including to manage Your registration as a user of the Service.

  • For the performance of a contract, including the development, compliance, and undertaking of the purchase contract for the products, items, or services You have purchased or of any other contract with Us through the Service.

  • To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication regarding updates or informative communications related to the Service, including security updates.

  • To provide You with news, special offers, and general information about other goods, services, and events which We offer that are similar to those You have already purchased or enquired about, unless You have opted not to receive such information.

  • To manage Your requests to Us.

  • For business transfers, including to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets.

  • For other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our Service, products, marketing, and your experience.

We may share Your personal information in the following situations:

  • With Service Providers to monitor and analyze the use of our Service and to contact You.

  • For business transfers, in connection with any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business.

  • With Affiliates, in which case We will require those affiliates to honor this Privacy Policy.

  • With business partners to offer You certain products, services, or promotions.

  • With other users, when You share personal information or otherwise interact in public areas of the Service.

  • With Your consent, for any other purpose You have explicitly authorized.

Your Privacy Rights

Depending on your jurisdiction, You may have the following rights regarding Your personal data:

  • Right to Know — Request a copy of the personal data We hold about You and how it is used.

  • Right to Correct — Ask Us to correct inaccurate or incomplete personal data.

  • Right to Delete — Request deletion of Your personal data, subject to legal obligations.

  • Right to Opt Out — Opt out of the use of Your data for targeted advertising or profiling.

  • Right to Data Portability — Receive Your data in a structured, machine-readable format.

  • Right to Non-Discrimination — We will not penalize You for exercising any privacy rights

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to limit the use of sensitive personal information. Residents of Colorado, Virginia, Connecticut, and Texas have similar rights under their respective state privacy laws. We honor all applicable state privacy rights.

To exercise any of these rights, please contact Us using the information in the Contact Us section below. We will respond within 45 days of receipt, or as required by applicable law.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.

Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or improve the functionality of Our Service, or We are legally obligated to retain this data for longer periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. This means that information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. We will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy, and no transfer of Your Personal Data will take place to an organization or country unless adequate controls are in place.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Other Legal Requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to

  • Comply with a legal obligation

  • Protect and defend the rights or property of the Company

  • Prevent or investigate possible wrongdoing in connection with the Service

  • Protect the personal safety of users of the Service or the public

  • Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us. We use industry-standard technical and organizational measures — including encrypted data transmission and access controls — to protect Your information. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

In the event of a data breach that poses a significant risk to Your rights or freedoms, We will notify You and applicable authorities as required by applicable law.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third-party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to This Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any material changes by posting the new Privacy Policy on this page and by sending You an email and/or a prominent notice on Our Service prior to the change becoming effective. We will also update the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, You can contact us: